GLOSSARY OF TERMS

BENEFICIARY means a person designated by a participant, or by this Plan if there is no effective designation, to receive benefits payable under this Plan in the event of the participant's death.

CODE means the Internal Revenue Code of 1986, as amended.

COMPENSATION is defined as performance-based cash compensation.

EMPLOYEE means any common law employee of the employer who receives remuneration for personal services rendered to the employer, and any "leased employee" as defined in Code § 414 (n)(2).

PLAN YEAR means the twelve month period beginning January 1 and ending December 31.

TRUST FUND means the assets of the trust established and maintained according to the provisions of this Plan.

TRUSTEE means any individual, life insurance company, bank or trust company or a combination of the foregoing, which the employer has designated to manage and invest the assets of the Plan.